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Journal : International Journal Reglement

THE EFFECT OF FINANCIAL LITERATURE ON THE FINANCIAL MANAGEMENT OF MSMES Ade Gunawan; Hanifa Zihan Safira
International Journal Reglement & Society (IJRS) Vol 3, No 2 (2022): May - August
Publisher : International Journal Reglement & Society (IJRS)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55357/ijrs.v3i2.216

Abstract

This research is a quantitative research. The purpose of this study was to determine the effect of financial literacy on the financial management of SMEs in Medan Selayang. The sample in this study were 35 MSME business actors in Medan Selayang District. The analytical technique in this research is a simple linear analysis technique. The research results show thatFinancial literacy affects financial managementSMEs inOverview.The magnitude of the influence of financial literacy on village financial management is43.6% while the remaining 56.4% is explained by other variables that are not included in this research model.
The Influence of Financial Literacy, Lifestyle and Self Control on Consumptive Behavior of Management Study Program Students, Faculty of Economics and Business Universitas Muhammadiyah Sumatera utara Ade Gunawan
International Journal Reglement & Society (IJRS) Vol 4, No 1 (2023): January -April
Publisher : International Journal Reglement & Society (IJRS)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55357/ijrs.v4i1.313

Abstract

This study aims to determine the effect of Financial Literacy on the Consumptive Behavior of Muhammadiyah University Students in North Sumatra, the Management Department of the Faculty of Economics and Business. To determine the effect of Lifestyle on Consumptive Behavior of Muhammadiyah University Students, North Sumatra, Department of Management, Faculty of Economics and Business. To determine the effect of Self Control on Consumptive Behavior of Muhammadiyah University Students, North Sumatra, Department of Management, Faculty of Economics and Business. To determine the effect of Financial Literacy, Lifestyle and Self Control on the Consumptive Behavior of Muhammadiyah University Students, North Sumatra, Department of Management, Faculty of Economics and Business. The results of this study concluded that partially there is a significant influence of the Financial Literacy variable on the Consumptive Behavior of Muhammadiyah University Students, North Sumatra, Department of Management, Faculty of Economics and Business. The results of this study concluded that partially there is a significant influence of the Lifestyle variable on the Consumptive Behavior of Muhammadiyah University Students, North Sumatra, Department of Management, Faculty of Economics and Business. The results of this study concluded that partially there is a significant influence of the Self Control variable on the Consumptive Behavior of Muhammadiyah University Students, North Sumatra, Department of Management, Faculty of Economics and Business. The results of this study concluded that simultaneously and significantly there is influence of Financial Literacy, Lifestyle and Self Control on the Consumptive Behavior of Muhammadiyah University Students, North Sumatra, Department of Management, Faculty of Economics and Business.
The Role of the Young Generation in Medan City with Analysis of the Determinants of Consumptive Behavior Ade Gunawan; M Firza Alpi; Bunga Paramitha
International Journal Reglement & Society (IJRS) Vol 4, No 3 (2023): September - December
Publisher : International Journal Reglement & Society (IJRS)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55357/ijrs.v4i3.342

Abstract

This research aims to find out the influence of Financial Literacy, Financial Technology and Lifestyle on Consumptive Behavior among the Young Generation in Medan City. The approach used is quantitative. The population in this study was the younger generation in the city of Medan, totaling 2,494,512 people, while this research method used the Slovin formula, so that a sample of 100 people was obtained. This research instrument uses a questionnaire. The data analysis technique uses Statistical Package for the Social Sciences (SPSS) version 29. The research results show that Financial Literacy has a significant effect on Consumptive Behavior. Financial Technology has no significant effect on Consumptive Behavior, and Lifestyle has a negative effect on Consumptive Behavior. Meanwhile, simultaneously Financial Literacy